- Purchasing an prolonged guarantee for a automobile with over 100,000 miles has its benefits. Learn what suppliers have the very best safety for older autos.
- See which autos final the longest, which of them are deemed unreliable, and the way a service contract can profit you and your pockets.
Affiliate disclosure: Automoblog and its companions could also be compensated once you buy the merchandise beneath.
Most dealership warranties expire effectively earlier than your odometer reaches the 100,000-mile mark. To proceed your protection and peace of thoughts for even the costliest repairs, take into account getting an prolonged guarantee for vehicles over 100,000 miles.
Our workforce reviewed the very best prolonged automobile guarantee firms within the trade. We assessed each based mostly on their plans, costs, and customer support. Read extra to be taught who our high picks are, in addition to what you must search for in a used automobile guarantee.
5 Best Extended Warranties for Cars Over 100k Miles:
Below, we break down respected choices for getting an prolonged guarantee on a automobile over 100k miles, together with our high choose: Endurance.
What Are The Most Reputable Extended Car Warranty Companies?
There are many prolonged automobile guarantee firms, however we picked 5 of the highest suppliers for vehicles with greater than 100,000 miles. Most prolonged auto guarantee firms provide a number of plans, from powertrain-only warranties to full-coverage choices just like your automobile’s manufacturing facility guarantee. We picked plans finest fitted to high-mileage autos.
Extended Warranties for Cars Over 100k Miles: Providers and Plans
CARCHEX and Endurance particularly promote plans meant for autos with greater than 90,000 miles.
| Provider | Coverage | Max Coverage | Includes |
|---|---|---|---|
|
Endurance |
Select Premier Coverage |
Vehicles as much as 8 years outdated or 200,000+ miles |
|
| CARCHEX | Gold Coverage | 10 years or autos as much as 250,000 miles |
|
| CarDefend | Platinum Coverage | Vehicles as much as 300,000 miles |
|
| autopom! | Mid-Level Coverage | 7 years or autos as much as 150,000 miles |
|
| Olive | Powertrain plus | Vehicles as much as 185,000 miles |
|
Customer service may be simply as essential as guarantee protection. You need a contract with an prolonged automobile guarantee firm that’s clear, responsive, and reliable.
In our analysis, we thought of elements like customer support hours, money-back ensures, Better Business Bureau (BBB) rankings, and buyer evaluations to supply a buyer expertise score for every of the businesses providing the very best prolonged warranties for vehicles over 100k miles.
Is An Extended Auto Warranty Worth It?
It actually may be. An prolonged guarantee is a car service contract fairly than a authorized guarantee, so it’s going to all the time value additional as a result of it’s not included together with your automobile’s buy. It’s finest to get an prolonged guarantee if the value is similar or lower than the price of anticipated repairs.
It additionally will depend on your way of life and car. Consider getting an prolonged guarantee if these factors pertain to you:
- You bought a used automobile from a personal vendor.
- Your automobile’s producer’s guarantee solely lasts three to 5 years.
- You have an older car that can probably want main, pricey repairs.
- Long commutes or frequent journey push you previous your manufacturing facility guarantee rapidly.
- Your car sort has identified (and infrequently particular) issues, particularly as mileage will increase.
- You discover consolation within the concept of one thing that takes care of all points of automobile restore for you, together with towing and roadside help.
If your car requires any sort of restore associated to basic put on and tear, then an prolonged guarantee won’t be probably the most cost-effective possibility. Always learn the supplier’s contract for full protection particulars.
What Should Your Extended Car Warranty Include?
Don’t select an prolonged guarantee for a automobile over 100k miles that skimps on repairs and dodges on its guarantees. If your engine is kaput and the service contract solely covers repairs on probably the most meaningless components, you then’re in for a headache. Extended protection is probably going value it if the guarantee value is lower than the anticipated value of repairs.
Whether you’ve a brand new automobile or a used automobile, protection is vital. There are two fundamental forms of protection:
Powertrain Coverage
A powertrain guarantee covers solely an important parts of the automobile, which makes it a less expensive and longer contract. With powertrain protection, you’ll get safety for sure components of those parts:
- Engine
- Rear axle
- Front axle
- Driveshaft
- Transmission
There’s no assure each a part of your automobile’s engine or drivetrain can be lined, however many guarantee firms provide extra in depth protection below dearer plans.
Bumper-to-Bumper Coverage
If you’re anxious your outdated automobile could have mechanical breakdowns, then a bumper-to-bumper guarantee is the very best sort of prolonged guarantee for vehicles over 100,000 miles. These plans are just like producer warranties on new autos and provide probably the most complete protection of prolonged guarantee plans.
While it received’t cowl each a part of the automobile, a bumper-to-bumper guarantee can cowl different essential parts of your braking and digital techniques, normally with only some exclusions. For a better worth, it could actually additionally cowl this stuff:
- Lighting
- Suspension
- Power steering
- Air conditioning
Some prolonged auto warranties could have a bonus of flexibility for lined auto restore retailers, in addition to further reimbursement for rental automobile providers or towing. It’s all the time a good suggestion to ask about these options.
What Won’t An Extended Warranty Cover?
Depending on the guarantee possibility you select, your service plan would possibly cowl nearly every little thing in your car. But there are some issues warranties received’t cowl. These embrace:
- Regular upkeep comparable to oil modifications
- Wear and tear gadgets like brake pads and windshield wipers
- Pre-existing circumstances
- Automotive repairs ensuing from misuse or lack of upkeep
Which Provider Do We Recommend For High-Mileage Cars?
Endurance wins our vote for Best Overall. Its EnduranceBenefit™ plan is its highest degree of protection and may cowl autos over 200,000 miles. The firm has reasonably priced plans and an excellent status throughout the trade.
CARCHEX, which we rated Best for Used Cars, is one other good possibility for vehicles with greater than 100k miles. In addition, CarDefend additionally affords high quality protection for high-mileage autos.
1. Endurance – Best Overall
Endurance is our workforce’s alternative for Best Overall among the many suppliers in our examine. But the corporate can also be a good selection for prolonged warranties for vehicles over 100k miles, particularly because the automobile guarantee supplier fulfills all plans immediately.
Endurance Highlights
- Direct supplier
- 15 years of expertise
- Six obtainable guarantee plans
- Covers vehicles with as much as 200,000+ miles
Endurance Warranty Plans
| Plan | Best Extended Car Warranty For | Type of Coverage |
|---|---|---|
| Supreme | New, high-tech, business, or hybrid autos | Bumper-to-bumper, exclusionary |
| Superior | Drivers who need complete protection | Highest degree of stated-component protection |
| Secure Plus | Drivers who want protection quickly | Powertrain plus protection with the shortest ready interval |
| Select Premier | Drivers of high-mileage autos | Specifically-designed powertrain plus protection for older vehicles with a number of miles on them |
| Secure | Drivers on a funds | Most reasonably priced powertrain protection plan |
| EnduranceBenefit™ | Both prolonged guarantee and upkeep protection | High-level stated-component protection plus commonly scheduled upkeep providers like oil modifications |
Select Premier – Best Endurance Extended Warranty for Cars Over 100k Miles
We chosen the Select Premier plan as our alternative for Endurance’s finest prolonged guarantee for vehicles over 100k miles. This said element plan is out there for vehicles with as much as 150,000 miles. Endurance designed the Select Premier plan to guard important parts just like the engine and transmission in addition to different essential techniques like steering and electrical.
Here are the parts lined below the Endurance Select Premier plan:
- Air conditioning
- Brakes
- Drive axle
- Electrical parts
- Engine
- Steering
- Transfer case
- Transmission
- Turbo/supercharger
EnduranceBenefit – Good Maintenance Plan For High-Mileage Cars
Endurance additionally affords a upkeep plan for vehicles with over 100k miles referred to as EnduranceBenefit. With this plan, you get protection for normal upkeep providers that hold your automobile in good working situation.
These plans are break up into three tiers: Prime, Plus, and Preferred. Any of those plans can cowl a high-mileage automobile, however the Prime plan is out there for autos no matter mileage when the contract begins.
EnduranceBenefit Covered Services
Each plan differs when it comes to the parts it covers, however all of them cowl the identical common upkeep gadgets, together with:
- Alignment checks
- Engine diagnostic exams
- Oil modifications
- Safety inspections
- Tire rotations
EnduranceBenefit plans additionally cowl a number of one-time upkeep providers, comparable to:
- Brake pad substitute
- Battery substitute
- Cooling system upkeep
- Front or rear wiper blade substitute
- One scheduled service protection
Endurance Benefits
Each plan comes with 24/7 roadside help, journey interruption protection, and rental automobile reimbursement. In addition to element protection, you’ll obtain these perks with a one-year Endurance Elite Benefits membership:
- Total loss safety: You can rise up to $1,000 towards a substitute car.
- Collision low cost: You can obtain as much as $500 per lined collision ($1,000 restrict).
- Key fob substitute: If you lose or break your key fob, you possibly can rise up to $500 towards the substitute.
- Tire restore or substitute: You can rise up to 2 tires repaired or changed per 12 months in the event that they’re broken on account of street hazards ($125 per tire).
You can learn extra concerning the direct guarantee supplier in our Endurance guarantee assessment.
|
Best Overall Our Rating – 4.6 out of 5.0
|
View Plans (866) 990-3410 Industry veteran that handles your plan immediately, from quote to assert |
2. CARCHEX – Best For Used Cars
CARCHEX is without doubt one of the trade’s longest-running prolonged guarantee suppliers. The firm is understood for offering high quality car safety plans for autos with over 100,000 miles.
CARCHEX Highlights
- 21 guarantee plans
- 22 years of expertise
- Covers vehicles with as much as 250,000 miles
- Endorsed by CARFAX, The Motoring Club, Kelley Blue Book, Edmunds, and extra
CARCHEX Warranty Plans
| CARCHEX Warranty Plans | Details |
|---|---|
| Diamond | CARCHEX’s Titanium protection is an exclusionary plan just like a producer’s guarantee. This covers all techniques and parts of your car, apart from just a few components. |
| Platinum | Below CARCHEX’s highest degree of protection is Platinum protection. This contract nonetheless affords state element protection for a whole bunch of repairs together with main car techniques. |
| Gold | Intended for autos over 60,000 miles, Gold protection handles powertrain techniques and gadgets like brakes, suspension, and steering. |
| Silver | Silver protection consists of the gasoline techniques, alternator, electrical techniques, air con, and seals together with the powertrain. |
| Bronze | CARCHEX’s fundamental, most barebones safety plan consists of powertrain protection and repairs for seals and gaskets throughout the engine and drive axle. |
Gold – Best CARCHEX Extended Warranty For Cars Over 100k Miles
Our workforce selected the CARCHEX Gold plan as the corporate’s high-mileage guarantee. This plan means that you can cowl your automobile for as much as 10 years. The Gold plan affords listed element protection for the next components:
- Electrical
- Steering
- Air conditioning
- Engine
- Transmission
- Cooling system
- Transfer unit
- Drive axle
- Suspension
- Braking system
- High-tech
- Turbocharger
- Seals and gaskets for lined components
CARCHEX Gold Plan Options
If you buy a Gold plan from CARCHEX, you’ll have just a few improve choices to select from. These embrace:
- Emissions Package: Covers a lot of your automobile’s gasoline and air sensors in its emissions system
- Luxury Electronics Package: Covers higher-end digital parts comparable to LCD screens, navigation techniques, and sunroof motors.
- Market Labor Rate Option: Removes the labor fee cap of $100-per-hour that normally accompanies this plan.
CARCHEX Benefits
In addition to element protection, you’ll obtain these perks:
- Battery bounce service: An outdated battery may be given a lift or bounce begin.
- Tow service: Receive as much as $100 on your automobile to be towed to the closest restore facility.
- Rental automobile reimbursement: Get reimbursed (inside a greenback restrict) for a rental whereas your car is being repaired.
- Trip interruption service: You can obtain reimbursements of as much as $300 for lodging and meals in case your car breaks down greater than 100 miles from your house.
- Network flexibility: CARCHEX has a community of over 30,000 mechanics you can select from on your restore, so you’ve a say within the high quality of service and your automobile’s longevity.
- Roadside help: Older vehicles usually tend to expertise mechanical breakdowns. In the occasion you’re caught, you’ll get instant help at any time of the day totally free together with your protection plan.
You can be taught extra concerning the firm in our CARCHEX assessment or evaluate each firms in our article on CARCHEX vs. Endurance.
|
Best for Used Cars Our Rating: 4.3 out of 5.0
|
View Plans (866) 950-7122 Top-rated supplier with unmatched customer support and reasonably priced protection |
3. CarDefend – Most Affordable
CarDefend affords protection for autos as much as 300,000 miles. That means the corporate is actually a viable possibility should you’re searching for an prolonged guarantee for vehicles over 100k miles. CarDefend can also be the most well-liked supplier in our examine, owing partly to its aggressive pricing on protection.
CarDefend Highlights
- Six guarantee choices
- More than 16 years of prolonged guarantee expertise
- Covers vehicles as much as 300,000 miles
- Offers month-to-month protection
CarDefend Warranty Plans
| Plan | Best For | Type of Coverage |
|---|---|---|
| Diamond | New vehicles that can be stored for an extended time frame | Bumper-to-bumper protection with few exclusions |
| Platinum | High-mileage autos | Protection for many of your automobile’s important components |
| Gold | Drivers of unreliable vehicles liable to have hefty restore payments | Powertrain plus protection |
| Silver | Drivers on a funds | Powertrain protection |
| Aluminum | Drivers of high-tech autos | Specialty plan for alternator, engine management module, electrical parts |
| Motorcycle & ATV | Drivers of specialty autos | Platinum or Silver protection |
Gold – Best CarDefend Extended Warranty for Cars Over 100k Miles
Our workforce chosen the Gold plan as CarDefend’s finest guarantee plan for high-mileage autos. This plan affords stated-component protection for autos effectively past 100,000 miles on the odometer.
The Gold plan covers the next parts:
- Air conditioning
- Cooling system (together with the water pump)
- Drive axle
- Electrical system
- Engine
- Fuel system
- Seals and gaskets for lined repairs
- Transfer unit
- Transmission
- Turbocharger
CarDefend Benefits
CarDefend plans include a number of advantages which will turn out to be useful for vehicles over 100k miles, when the prospect of a mechanical breakdown is far increased. Each CarDefend plan consists of the next advantages:
- Roadside help
- Trip interruption reimbursement
- Rental automobile reimbursement
Can Your Car Go The Distance?
Certain vehicles are extra dependable than others, particularly after 100,000 miles. So which vehicles will possible want the assistance of an prolonged guarantee, and which vehicles can survive with out?
Longest-Lasting Vehicles
In a 2018 examine by iSeeCars.com, consultants checked out 13.5 million vehicles offered in 2017 and decided SUVs, particularly these made by home automakers, are the longest-lasting autos. Below are the 2 highest-ranked autos within the examine.
Toyota Sequoia
Durability: Toyota is known for reliability, with the Sequoia having sturdy reliability rankings way back to 2006. The iSeeCars.com examine confirmed 6.6% of those SUVs had over 200,000 miles, and 0.2% had over 300,000 miles. According to RepairPal, the Toyota Sequoia has a mean annual upkeep and restore value of $642, which is fifth out of 14 for full-size SUVs. We drove the 2018 Toyota Sequoia TRD Sport in 2018 and gave it a 91% grade.
Ford Expedition
Durability: The iSeeCars.com report discovered 5.4% of Ford Expeditions had greater than 200,000 miles. According to RepairPal, the typical annual upkeep and restore value is $861, which is about 10% dearer than RepairPal’s common of $784.
Least Durable Vehicles
Consumer Reports appeared into the ten least dependable vehicles and located the Volkswagen Atlas and Cadillac CTS to be the worst. Here are just a few stats on every:
Volkswagen Atlas
Durability: SizzlingCars.com included this midsize SUV on its 2019 “Built to Crumble” record, noting electrical system, engine, and brake points. The 2018 mannequin has had 14 recollects, in line with the National Highway Traffic Safety Administration (NHTSA).
Buick Enclave
Durability: Consumer Reports scored the Buick Enclave’s predicted reliability at 1 out of 5. RepairPal additionally discovered this midsize SUV to have a better frequency and severity of repairs in comparison with different vehicles.
Our Take: Should You Get an Extended Warranty For Cars Over 100k Miles?
Not all prolonged warranties for high-mileage vehicles are value what you pay for them. And relying in your car and private state of affairs, you won’t want one. However, for a lot of drivers, a service contract can provide main advantages.
Here are just a few circumstances by which you must take into account getting an prolonged guarantee for a automobile with over 100k miles:
- Projected restore prices are increased than guarantee prices: Sites like RepairPal might help you estimate the typical value of repairs on your car. If the typical restore prices on your automobile exceed the price of protection, it could possibly be a sensible monetary transfer.
- You choose to unfold out huge bills: Some individuals choose spreading out main bills like automobile repairs over many months fairly than paying suddenly. An prolonged guarantee might help you are taking this method.
- You wish to improve your automobile’s resale worth: Most third-party warranties can switch with the car should you promote it. This can add worth to your car and assist it stand out in a aggressive used automobile market.
- You don’t like surprises: One of the primary causes individuals buy an prolonged guarantee, particularly for higher-mileage autos, is for peace of thoughts. With older autos, breakdowns are more likely to occur. A guaranty might help you be ready for that state of affairs so that you don’t get caught off-guard with large shock restore payments.
If you resolve {that a} service plan is the appropriate alternative, ensure that to stay with respected prolonged automobile guarantee firms. The proper firms provide invaluable protection with sturdy customer support. Other firms might solely provide frustration.
Whatever you resolve, you’ll want to get free quotes from a number of guarantee suppliers and all the time you’ll want to learn the wonderful print. That approach, you possibly can evaluate affords to seek out the very best protection at the very best worth.
FAQ
What is the price of an prolonged auto guarantee?
We discovered {that a} five-year bumper-to-bumper guarantee can value about $2,400. However, small down funds and simple month-to-month fee plans could make repairs far more reasonably priced than an out-of-pocket engine rebuild. After all, it’s normally cheaper to restore an older automobile than it’s to purchase a brand new one.
Going with a third-party service that gives a number of protection plans, you possibly can anticipate a less expensive price ticket. Many prolonged guarantee firms provide fee plans from three months to 24 months (or extra) and versatile deductibles beginning at $0.
Does AAA provide prolonged auto warranties?
You might already take pleasure in roadside help from AAA, however can it cowl excessive restore prices on an older automobile? Not all firms provide prolonged guarantee providers in each state. AAA is a transparent instance.
AAA Carolinas, AAA Northeast, and AAA Mid Atlantic present prolonged warranties and car safety plans, however it’s possible you’ll not be capable of discover this service in different areas of the nation. Check together with your native AAA website.
What is the CarDefend mileage restrict for prolonged guarantee protection?
The mileage restrict for CarDefend’s Platinum plan is 300,000 miles for many autos, making it a viable supplier for prolonged warranties for vehicles over 100k miles.
What occurs when a automobile reaches most mileage?
Cars shouldn’t have a “maximum mileage.” If you proceed to exchange parts as they put on out, a automobile may theoretically final eternally. However, vehicles usually begin to want extra frequent repairs after 100k miles. At some level, repairs and maintenance might value greater than the automobile is value.
How can I attain Protect My Car customer support?
If you might want to attain Protect My Car customer support, the best approach may be to name its toll-free customer support line at 888-964-6754 and communicate to a workforce member immediately.
Does a CarDefend guarantee cowl the water pump?
Yes. CarDefend affords 4 plans that cowl your car’s water pump: Diamond, Platinum, Gold, and Silver.
How a lot is a 100,000-mile guarantee?
How a lot a 100,000-mile guarantee prices will depend on quite a lot of various factors. Some of those embrace what number of miles your automobile at present has, what sort of situation it’s in, what sort of protection you need, and extra.
Can you get an prolonged guarantee from a producer?
You can get an prolonged guarantee from many automobile producers comparable to Honda, Ford, and others. These plans usually require you to have your car serviced at dealerships or restore retailers licensed by the producer. They additionally have a tendency to return with fewer protection choices than you’d discover at a third-party guarantee supplier.
Featured Extended Warranty Companies
We reviewed the very best prolonged auto guarantee suppliers, and listed below are our high picks.
Our Methodology
Our skilled assessment workforce takes satisfaction in offering correct and unbiased info. We recognized the next score classes based mostly on shopper survey information and carried out in depth analysis to formulate rankings of the very best prolonged auto guarantee suppliers.
- Affordability: A wide range of elements affect value, so it may be troublesome to match quotes between suppliers. Our workforce performs ongoing secret shopper analyses for various autos, mileages, guarantee plans, and places to provide this score.
- Coverage: Because every shopper has distinctive wants, it’s important {that a} automobile guarantee firm affords an array of protection choices. We consider the variety of plans provided by every supplier, time period limits, exclusions, and extra advantages.
- Industry Standing: Our workforce considers Better Business Bureau (BBB) rankings, availability, and years in enterprise when giving this rating.
- Customer Service: Reputable prolonged automobile guarantee firms function with a sure diploma of take care of shoppers. We consider buyer evaluations, BBB complaints, and the responsiveness of the customer support workforce.
Source: www.automoblog.internet
