If you are planning to buy a stylish and affordable car, Tata Curvv could be a good option for you. This SUV, launched by Tata Motors in late 2024, is available in petrol, diesel, and electric variants. Among these, the Smart Petrol variant is the most budget-friendly model in the lineup.
The on-road price of the Tata Curvv Smart Petrol variant in New Delhi is approximately ₹9,99,990. The best part? You don’t need to pay the full amount at once. Tata Curvv can be bought easily through a loan, and you can bring the car home by paying just ₹1 lakh as down payment.
Tata Curvv Loan and EMI Plans (2025)
Here’s how your EMI will look if you decide to take a car loan for the Curvv. The loan amount assumed is ₹8,99,990, with an average interest rate of 9% (this can vary depending on your bank and credit score). Let’s look at EMI options for different tenures:
Loan Tenure: 4 Years (48 Months)
- EMI Amount: ₹22,400/month
- Total Repayment: ₹10,75,200 (approx)
- Total Interest Paid: ₹1,75,210
Loan Tenure: 5 Years (60 Months)
- EMI Amount: ₹18,640/month
- Total Repayment: ₹11,18,400 (approx)
- Total Interest Paid: ₹2,18,410
Loan Tenure: 6 Years (72 Months)
- EMI Amount: ₹16,200/month
- Total Repayment: ₹11,66,400 (approx)
- Total Interest Paid: ₹2,66,410
Loan Tenure: 7 Years (84 Months)
- EMI Amount: ₹14,500/month
- Total Repayment: ₹12,18,000 (approx)
- Total Interest Paid: ₹3,18,010
What You Should Know Before Taking the Loan
- Down Payment: ₹1,00,000
- Loan Amount: ₹8,99,990
- Interest Rate: Approx. 9% (varies by bank)
- Processing Charges: May apply as per bank policy
- Prepayment Charges: Some banks may charge if you repay early
Final Tips Before You Buy
Before finalising the loan, make sure to read all terms and conditions. Banks may offer different EMI plans, processing fees, and interest rates depending on your credit score, income, and loan history. It’s also a good idea to compare offers from multiple banks or NBFCs to get the best deal.
This EMI plan is designed to make buying the Tata Curvv Smart Petrol variant easier for middle-class Indian families looking for a feature-rich SUV without paying the full amount upfront.
