In our research of the highest automotive guarantee corporations, CarShield earned a rating of 4.2 out of 5.0 stars and was acknowledged because the “Most Affordable” 2021 supplier.
Affiliate disclosure: Automoblog and its companions could also be compensated once you buy the merchandise under.
CarShield Extended Warranty Review
In Our Opinion:
In its 16 years of enterprise, CarShield has coated over 1 million autos and its directors have paid out over $1 billion in claims. What makes CarShield such a well-liked supplier? We suppose it is the corporate’s below-average costs and versatile month-to-month protection plans.
Pros
Six plans accessible, together with these for high-tech options and speciality ATVs
Long-term and month-to-month protection choices
Covers some autos as much as 200,000 miles
Cons
Low ranking and warning of complaints from the Better Business Bureau (BBB)
Not all contracts transferable
Rental automotive reimbursement not at all times included
CarShield is likely one of the nation’s hottest unbiased guarantee suppliers, providing drivers month-to-month contracts, versatile safety plans, and a spread of deductibles. In our evaluation of one of the best prolonged auto guarantee corporations, we gave CarShield the excellence of Most Affordable. But do CarShield critiques from clients counsel the low-cost choice is the only option?
Below, we delve into CarShield critiques, protection choices, and prices that will help you decide whether or not a CarShield prolonged guarantee could also be proper on your car.
CarShield Review
In our industry-wide evaluation of the highest guarantee suppliers, CarShield emerged as one of many high choices within the {industry}, incomes a rating of 4.2 out of 5.0 stars. The firm carried out particularly effectively relating to inexpensive protection and advantages, which is why we named CarShield “Most Affordable” in our research of greatest prolonged automotive guarantee corporations.
CarShield affords plans for vehicles with as much as 300,000 miles and consists of roadside help with every plan. Some protection plans even include rental automotive reimbursement.
| CarShield Pros | CarShield Cons |
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CarShield Highlights
Founded: 2005
Headquarters: St. Peters, Missouri
Coverage Levels: 6
Our analysis discovered that CarShield affords a helpful vary of plans and really cheap protection for such a good prolonged automotive guarantee firm. That’s why we named it “Most Affordable” among the many suppliers in our research.
CarShield is technically a car service contract dealer, that means it affords safety plans administered by different corporations corresponding to American Auto Shield, referred to as obligators. This setup provides drivers a greater diversity of protection choices and worth factors. You may even discover protection for ATVs and different various autos.
CarShield has been featured on ESPN, CNN, HGTV, and TBS and has numerous celeb endorsements, together with one from rapper and actor Ice-T.
CarShield Extended Warranty Costs
When we reached out to CarShield for a quote for a 2018 Toyota Camry with 28,000 miles, the full value of CarShield’s most complete safety plan was $1,794.04.
CarShield is an inexpensive supplier in comparison with different prolonged automotive guarantee corporations. Our analysis crew carried out a 2021 guarantee survey polling 1,000 drivers, and most stated they paid $1,500 to $2,500 for his or her car service contracts.
Extended Warranty Cost Factors
Your prolonged automotive guarantee prices with CarShield will differ relying in your scenario. Here are among the foremost components that have an effect on the price of your guarantee:
- Your automotive’s age, make, mannequin, and mileage
- Coverage plan
- The deductible you select
CarShield Extended Warranty Cost Estimates
We reached out to CarShield for value estimates on just a few autos. THe desk under reveals among the quotes we acquired.
| Vehicle Type | CarShield Warranty | Term Length | Monthly Payment | Deductible |
|---|---|---|---|---|
| 2018 Toyota Camry | Diamond | 5 years/100,000 miles | $83.28 for 18 months | $100 |
| 2013 Honda Accord | Gold | Unlimited | $99.99 month-to-month | $100 |
| 2016 Chevrolet Silverado | Diamond | 5 years/100,000 miles | $129.99 month-to-month | $100 | 2017 Honda CRV | Platinum | Unlimited | $119.99 month-to-month | $100 |
Deductibles
With CarShield, drivers can select from a number of deductibles, beginning at $0. The firm additionally affords month-to-month cost plans, so that you don’t have to fret about being locked right into a long-term contract.
CarShield Warranty Plans
What an prolonged automotive guarantee covers relies on the plan you select. CarShield affords six protection plans, starting from powertrain-only protection to exclusionary protection just like a manufacturing facility guarantee.
The following desk reveals the plans CarShield affords:
| CarShield Warranty | Details |
|---|---|
| Diamond | Comparable to a brand new automotive’s producer’s guarantee, CarShield Diamond protection is an exclusionary plan. This means complete protection for all methods and parts of your car apart from a brief record of non-covered elements. |
| Platinum | Good for high-mileage autos or used vehicles, the Platinum plan covers sure elements of your car’s engine, transmission, cooling system, air con, steering, brakes, electrical parts, and gasoline pump. CarShield Platinum is stated-component protection, that means every coated half is listed within the car service contract. |
| Gold | As CarShield’s enhanced powertrain protection, the Gold plan focuses on frequent powertrain parts such because the engine, transmission, and drivetrain. It additionally consists of elements such because the alternator, energy window motors, and starter. |
| Silver | The Silver plan is CarShield’s most elementary (and most inexpensive) powertrain plan. It covers solely an important elements of your car, together with your engine, transmission, water pump, and drive axle. |
| Aluminum | The Aluminum plan covers most computer-related and electrical parts, together with the facility seat management, sensors, cruise management, digital gauges, and LCD screens. |
| Motorcycle & ATV | If you may have a bike or all-terrain car that wants protection, CarShield affords plans for specialty autos. |
Exclusions
Even essentially the most complete prolonged auto warranties have their limits. The exclusions in CarShield plans are frequent amongst nearly each prolonged guarantee supplier in the marketplace.
CarShield doesn’t cowl:
- Parts which have been modified or altered
- Wear-and-tear parts corresponding to brake pads and air filters
- Damage brought on by acts of nature, collision, vandalism, or lack of correct upkeep
- Auto repairs which have been made with out pre-authorization from a CarShield claims consultant
Benefits
In many CarShield critiques, clients touted the corporate’s advantages. With CarShield guarantee contracts, drivers additionally obtain the next perks:
- 24-hour roadside help with companies corresponding to gasoline supply
- Courtesy towing for breakdowns (not included with all plans)
- Rental automotive reimbursement (not included with all plans)
Sample Contracts
The extra you analysis earlier than you decide, the extra seemingly it’s that you just’ll discover one of the best protection for you. CarShield affords pattern contracts that will help you get a transparent understanding of what every plan does and doesn’t cowl.
Below, you possibly can see one instance of a CarShield pattern contract.
CarShield Mobile App
The CarShield Mobile app, accessible for Android and iOS, permits policyholders to view particulars of their contracts on their cell units. On the app, you possibly can rapidly discover data for guarantee claims, customer support, and roadside help.
CarShield Mobile has general constructive scores from customers on-line. The app has a median ranking of three.8 out of 5.0 stars on the Apple Store and three.4 out of 5.0 stars on the Google Play retailer.
How Do CarShield Extended Warranties Work?
CarShield car service contracts will let you pay forward of time, both within the type of upfront cost in full or on a month-to-month foundation, to cowl the price of mechanical breakdown repairs. When you want repairs, CarShield pays for the work minus your deductible so long as the affected parts are coated and your account is in good standing.
How to Buy a CarShield Warranty
According to most of the CarShield critiques we noticed, the corporate affords a straightforward course of for buying an prolonged guarantee. You can get a quote by inputting your data on the corporate’s web site.
However, it might be even simpler to get a quote over the cellphone. When our crew referred to as CarShield to inquire a few quote, the maintain time was lower than a minute and the entire name took about 10 minutes.
How to Use CarShield Warranty Coverage
If you may have a CarShield car service contract, coated repairs might be made at any dealership or restore facility licensed by the National Institute for Automotive Service Excellence (ASE®). Here’s the way it works:
- Make certain repairs are coated: Check your CarShield contract to make sure that the repairs you want are literally coated.
- Take your car in: You can have repairs achieved at any licensed restore middle or dealership you select. Be certain to say that you’ve got and will probably be utilizing guarantee protection.
- Pay your deductible: To have restore work achieved, you’ll must pay the deposit you selected.
- Let CarShield pay the remaining: CarShield pays the power instantly for the rest of the restore prices.
More than just a few of the CarShield critiques we learn talked about a clean, simple restore and claims course of, that means you possibly can moderately count on the identical from the supplier.
How to Cancel Your CarShield Contract
You can cancel a CarShield coverage at any time. However, to cancel your contract you’ll must contact buyer help instantly and submit a coverage cancellation discover.
If you cancel inside the first 30 days of your coverage, you’ll get a full refund. After 30 days, you may get a prorated refund for the period of time left in your coverage usually.
Waiting Period
Like most car service contract suppliers, CarShield plans include a compulsory ready interval on coated repairs of 20 days and 500 miles. This helps the supplier be certain that guarantee protection received’t be used on pre-existing circumstances.
Warranty Transfer Policy
CarShield warranties are transferrable. The firm permits you to switch your guarantee to a different proprietor in the event you promote your car for a $50 charge.
However, the protection follows the car. You can’t switch your guarantee to a different car you personal or purchase. Instead, you’ll have to enroll in a brand new coverage.
CarShield Ratings and Reviews
There are hundreds of on-line CarShield critiques from clients, most of that are constructive. The firm holds a ranking of 4.1 out of 5.0 stars on Google, with greater than 8,000 critiques. It additionally has 4.0 out of 5.0 stars on Trustpilot, with over 22,000 driver scores.
Despite these constructive CarShield critiques, the BBB provides the corporate an F ranking and signifies a sample of complaints involving pushy or deceptive gross sales and promoting, issue canceling insurance policies, and impolite CarShield representatives.
There are greater than 1,100 CarShield buyer critiques on the BBB web site, with a median ranking of 1.4 out of 5.0 stars. CarShield customer support responds to many feedback, and about 1,200 complaints have been closed up to now 12 months. The complaints truly symbolize a small quantity compared to the greater than one million contracts the supplier says it has bought.
Here’s what just a few clients needed to say in CarShield critiques:
Positive CarShield Reviews
In most of the constructive CarShield critiques we noticed, clients wrote about how simple it was to make use of their guarantee to pay for automotive repairs.
“I have had to use CarShield two times. Both times they responded and covered my repairs without any hassle.”
– Mary M. through BBB
“We bought a car warranty for our 2007 Impala. We were in California when the transmission went out. CarShield stepped in, got the claim approved quickly, and we were back on the road. Don’t know what we would have done without them.”
– Marion Roth through Google
Negative CarShield Reviews
Customers who reported a less-than-fulfilling expertise of their CarShield critiques tended to give attention to sure parts not being coated below the prolonged guarantee contract.
“Paid $121 per month, and when my car broke down, they didn’t pay a cent.”
– Lee through BBB
“I bought CarShield because of the awesome commercials. On the phone, the salesperson said that ‘anything that is not a wear item is covered, so no brake pads, no tires, etc.’ … Turns out that a lot of things are not covered. There are 10 pages of fine print.”
– Marco Borrillo through Google
Conclusion: Is A CarShield Warranty Worth It?
Our analysis on CarShield’s protection choices, prices, and customer support reveals that CarShield might be price it if you wish to shield your car in the long term. The firm earned a 4.2 out of 5.0-star ranking, putting it fourth amongst all suppliers. CarShield’s pricing on its guarantee plans was the explanation we named it “Most Affordable” amongst suppliers in our research. The firm’s costs make it an particularly enticing choice in the event you’re on a good funds and in want of a used automotive guarantee.
Although the corporate has acquired complaints, CarShield critiques are predominantly constructive, and the corporate has a great title within the {industry}. Considering CarShield is likely one of the greatest prolonged guarantee corporations and says it has coated greater than 1 million autos in 16 years, just a few hundred damaging feedback barely make a dent within the firm’s status.
Our Top Picks for Extended Warranty Coverage
It’s at all times good to buy round for prolonged guarantee plans to ensure you’re getting one of the best deal for the protection you want. We advocate evaluating free quotes from CarShield with quotes from different respected prolonged automotive guarantee corporations. Below, we highlight two of these corporations: Endurance and CARCHEX.
Endurance: Best Overall
Endurance is a good prolonged automotive guarantee supplier that’s been in enterprise since 2006. The firm stands out within the car safety {industry} for being a direct prolonged guarantee supplier reasonably than a dealer or reseller. This implies that Endurance supplies and fulfills most of its plans with none exterior assist.
Endurance affords six ranges of protection. Each plan comes with one 12 months of Endurance Elite Benefits, which embody perks corresponding to tire restore or substitute, a collision low cost, and 24/7 roadside help. Endurance has stable critiques from clients, with a 4.4-star ranking out of 5.0 on Trustpilot and a 3.4-star ranking out of 5.0 on the BBB web site.
You can discover out extra concerning the firm in our Endurance guarantee evaluation.
CARCHEX: Best for Used Cars
CARCHEX is a good third-party guarantee supplier providing 5 ranges of protection and an extended record of perks, together with towing protection, 24/7 roadside help, and rental automotive reimbursement.
CARCHEX has an A+ ranking from the BBB however earns simply 2.1 stars out of 5.0 based mostly on buyer critiques. The guarantee supplier has a 3.3-star ranking out of 5.0 from Trustpilot.
Read our CARCHEX evaluation to seek out out extra concerning the third-party guarantee supplier.
FAQ: CarShield Reviews
How a lot does CarShield value per 30 days?
Based on our analysis, the common value of a CarShield Diamond plan for a late-2010s SUV with fewer than 50,000 miles is between $100 and $130 per 30 days with a $100 deductible. A Gold plan for a 2013 sedan with just below 100,000 miles would additionally value $130 per 30 days with a $100 deductible.
Is CarShield price having?
As our choose for Most Affordable third-party guarantee supplier, CarShield is usually a sensible choice for drivers looking for low-cost protection. The supplier affords a number of protection plans and month-to-month contracts, however shopping for any safety plan carries the danger of paying for companies you could not want.
What repairs does CarShield cowl?
CarShield restore protection relies on the prolonged auto guarantee you buy. The supplier affords fundamental powertrain guarantee plans that cowl the engine, transmission, and drive axles. CarShield additionally affords exclusionary bumper-to-bumper warranties that cowl nearly each mechanical and electrical element.
Most of the corporate’s safety plans present protection someplace between a powertrain guarantee and a bumper-to-bumper guarantee.
Does CarShield cowl electrical issues?
CarShield’s Platinum plan and Diamond plan each cowl electrical methods. The Aluminum plan covers {most electrical} elements, together with the starter and navigation methods.
Are prolonged automotive warranties price it?
An prolonged automotive guarantee might be price it for homeowners of older autos who need peace of thoughts and need to keep away from paying for sudden restore prices out of pocket. But this relies on your wants and your car. Check common restore prices on websites corresponding to RepairPal to check them to your prolonged automotive guarantee quotes.
Does CarShield have a deductible?
With CarShield, clients can select the deductible – as little as $0 – with their plans. However, identical to with automotive insurance coverage, a decrease deductible means the next premium.
What is the common value of a CarShield guarantee?
The common value of a CarShield guarantee varies based mostly on a number of components, together with your car’s age and mileage and the deductible and degree of protection you select.
Does CarShield cowl brakes?
Four of CarShield’s guarantee plans cowl the precise brakes in your car. However, regular put on objects like brake pads are usually not coated.
What is CarShield’s ready interval?
All CarShield plans include a 20-day/500-mile ready interval earlier than turning into energetic. This is to stop the corporate from overlaying pre-existing mechanical points.
How do you contact CarShield customer support?
To get help on your challenge, you should utilize a kind at CarShield.com to submit a request for assist. If you want fast assist throughout enterprise hours, you possibly can name their customer support cellphone quantity at 1-800-974-9385. Customer service representatives can be found Monday by Friday between 7:00 AM and 6:00 PM.
Is CarShield a ripoff?
Some web complaints have tried to label CarShield as a rip-off, however its guarantee protection is actual and never a ripoff. While it’s true that the corporate does have a poor ranking and a warning from the BBB, it additionally serves warranties to hundreds of shoppers yearly throughout the nation. The quantity of constructive critiques on a number of websites additionally means that many CarShield clients are proud of their protection.
Is CarShield mechanical breakdown insurance coverage?
CarShield affords car service contracts, which work equally to mechanical breakdown insurance coverage. However, mechanical breakdown insurance coverage is bought by insurance coverage suppliers and usually comes with fewer protection choices and advantages than third-party warranties.
Our Methodology
Our professional evaluation crew takes satisfaction in offering correct and unbiased data. We recognized the next ranking classes based mostly on shopper survey information and carried out intensive analysis to formulate rankings of one of the best prolonged auto guarantee suppliers.
- Affordability: Quite a lot of components affect value, so it may be troublesome to check quotes between suppliers. Our crew performs ongoing secret shopper analyses for various autos, mileages, guarantee plans, and areas to provide this ranking.
- Coverage: Because every shopper has distinctive wants, it’s important {that a} automotive guarantee firm affords an array of protection choices. We keep in mind the variety of plans supplied by every supplier, time period limits, exclusions, and extra advantages.
- Industry Standing: Our crew considers Better Business Bureau (BBB) scores, availability, and years in enterprise when giving this rating.
- Customer Service: Reputable prolonged automotive guarantee corporations function with a sure diploma of take care of shoppers. We keep in mind buyer critiques, BBB complaints, and the responsiveness of the customer support crew.
Source: www.automoblog.internet
